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Programs · Pharmaceutical

Coverage For Making and

Moving Medicine

Pharmaceutical companies operate under intense scrutiny, with products that go into people, strict regulation, and inventory that must stay intact from plant to pharmacy. Our program centers on product liability and recall while protecting your facility, your supply chain and your data.

The defining risk

Your Product Goes Into People

Nothing raises the stakes on product liability like a product patients ingest or are administered. A single adverse event can trigger claims, regulatory action and a recall all at once. Product liability, paired with recall coverage, is the foundation of a pharmaceutical program, and where we start before protecting the rest of your operation.

Coverages

Protection From Plant To Pharmacy

Product Liability

The core, protection if a drug or product you make or distribute causes harm.

Product Recall

Covers the substantial cost of pulling a product from the market and notifying the chain.

Property & Inventory

Protects your facility and high-value, often temperature-sensitive, inventory.

Goods in Transit & Cold Chain

Covers products in shipment, including temperature-controlled “cold chain” handling.

General Liability

Covers third-party injury and property-damage claims from your operations.

Cyber & Regulatory

Protects sensitive data and helps with the exposures that come with heavy regulation.

When things go wrong

A Recall Is Where It Gets Real

For a pharmaceutical company, a recall isn’t just a headline, it’s notification costs, destroyed inventory, lost sales and often regulatory involvement, all at once. Recall coverage helps absorb those costs so a single event doesn’t threaten the whole business, and we structure it to work hand-in-hand with your product liability.

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