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Life & Disability · Medicare Supplement

Fill the Gaps

Medicare Leaves Behind

Original Medicare covers a lot, but not everything. Medicare Supplement (Medigap) insurance helps pay the deductibles, copays and coinsurance Medicare doesn’t, keeping your healthcare costs predictable. We compare carriers to find the right standardized plan at the best price.

How it works

Built to Work With Original Medicare

Medigap policies are sold by private insurers to fill the “gaps” in Original Medicare (Parts A and B). Because these plans are standardized by the federal government, labeled by letter, like Plan G or Plan N,  the benefits for a given plan are identical no matter which company sells it. That lets you shop on price and service instead of guesswork, and you can still see any provider nationwide that accepts Medicare.

What it helps cover

The Out-of-Pocket Costs Medicare Leaves You

How it works

Coverage that Works With Original Medicare

Medigap policies are sold by private insurers to fill the “gaps” in Original Medicare (Parts A and B). Because these plans are standardized by the federal government labeled by letter, like Plan G or Plan N the benefits for a given plan are identical no matter which company sells it. That lets you shop on price and service instead of guesswork, and you can still see any provider nationwide that accepts Medicare.

Standardized Plans

same benefits across carriers

Any Medicare Doctor

no networks to worry about

Predictable Costs

fewer surprise out-of-pocket bills

Timing

The Best Time to Enroll

Your Medigap Open Enrollment is a one-time, six-month window that starts when you’re 65 and enrolled in Medicare Part B. During it, coverage is guaranteed regardless of your health, with no medical underwriting. Enrolling later can mean higher costs or even denial, so timing matters. We’ll help you get it right.

Good to know

A Few Things to Keep in Mind

You Need Original Medicare

You must be enrolled in Medicare Part A and Part B to buy a Medigap policy.

Not Medicare Advantage

Medigap works alongside Original Medicare it doesn’t pair with a Medicare Advantage plan.

Timing Matters

Your 6-month Medigap Open Enrollment (at 65 and enrolled in Part B) is the best time, coverage is guaranteed regardless of health.

Compare On Price

Since benefits are standardized by plan letter, the real difference between carriers is price and service.

Get Started

Compare Your Medigap Options

Tell us about your Medicare coverage and we’ll find your best fit.

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