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Group Benefits · Dental

Group Dental that Helps you

Attract and Keep Talent

Dental is one of the most popular benefits employees look for and one of the most affordable to offer. It pairs naturally with health coverage and rounds out a package at a fraction of the cost of group health. Whatever your team needs, we’ll find the group dental plan that fits.

Why offer dental

A Small Add-on with a Big Payoff

Recruit & Retain

Strong dental benefits help you attract and keep high-quality employees.

Employees Use It

Many people visit the dentist several times a year, making dental one of the most valued benefits.

Affordable to Add

Dental goes hand in hand with health, at a much lower cost than group health.

Plan types

Choose the Structure that Fits your Group

Dental Health Maintenance Organization

A network of dentists contracted to treat enrolled members. The plan pays each dentist a set amount per enrolled patient per month (capitation), though some carriers pay fee-for-service instead. Members may owe a copay on certain treatments and often pay nothing for routine exams and cleanings.

  • In-network only
  • Usually no claim forms
  • Low cost for routine care

Exclusive Provider Organization

A network of dentists partnered with the carrier to deliver care at a reduced cost, with the plan covering most of the bill. It’s a closed plan, in-network only, which is how it differs from a PPO. Dentists are generally paid after services are rendered.A network of dentists partnered with the carrier to deliver care at a reduced cost, with the plan covering most of the bill. It’s a closed plan, in-network only, which is how it differs from a PPO. Dentists are generally paid after services are rendered.

  • In-network only
  • Most costs covered

Point of Service

Lets members use a DHMO/DMO network dentist or go outside the network, decided at the time of the appointment. Out-of-network care typically costs more and can be subject to a deductible, coinsurance, usual-and-customary fees, and benefit limits.

  • In- or out-of-network
  • Decide per visit

Preferred Provider Organization

Part of a network system: dentists join to gain patients and offer lower rates to the carrier’s members in exchange for referrals. Members can choose in-network dentists or go out-of-network, though out-of-network care may mean higher fees or reduced benefits.

  • In- or out-of-network
  • Most flexibility

Get Started

Ready to Add Dental to your Benefits?

Tell us about your group and we’ll find the right plan and carrier.

Request a Proposal
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