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Programs · Wholesalers

Coverage For The Goods

You Move

Wholesalers and distributors sit between makers and sellers, holding large inventories, running distribution fleets, and passing products down the chain. Our program centers on protecting your stock and property while covering the liability and transit risks that come with moving goods at scale.

The defining risk

Your Inventory Is The Business

For a wholesaler, the warehouse full of stock is often the single biggest asset, and the biggest exposure. A fire, flood, theft or equipment failure can wipe out inventory worth far more than the building around it. Protecting your property and stock is the foundation of a wholesaler program.

Coverages

Protection From Warehouse To Delivery

Property & Inventory

The core, protects your warehouse and the stock inside it against fire, theft, water damage and more.

Product Liability

Protection if a product you distribute causes injury or damage, even though you didn’t make it.

Commercial Auto & Fleet

Covers the trucks and vehicles that move your goods.

Goods in Transit

Covers inventory and freight against loss or damage while being shipped.

General Liability

Covers third-party injury and property-damage claims from your operations.

Business Income

Replaces lost income if a covered loss disrupts your operation.

In the chain of distribution

You didn't make it, but you sold it

As a distributor, you’re part of the chain of distribution, which means a defective product can pull you into a lawsuit even though you never manufactured it. We make sure your product liability coverage reflects everything you handle, and help you secure vendor endorsements and supplier indemnification so you’re not left holding the risk alone.

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What We Need To Quote Your Business

  • Business name, location & products distributed
  • Inventory values (peak vs. average)
  • Products handled & where sourced
  • Number of employees & payroll
  • Annual revenue & sales
  • Building & equipment values
  • Fleet size & goods-in-transit values
  • Current policies, declarations & loss history

Get Started

Let's Protect Your Business

Send us your details and we’ll build coverage for your inventory and operation.

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