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Programs · Garage

Coverage For The Vehicles

In Your Care

Auto shops carry a risk most businesses don’t,  responsibility for customers’ vehicles. Our garage program centers on garagekeepers coverage while protecting your premises, your equipment and your team, whether you run a repair shop, body shop, or service center.

The defining risk

It's The Cars In Your Care

The moment a customer hands you their keys, their vehicle becomes your responsibility, and if it’s damaged, stolen or lost while in your custody, you’re on the hook. Garagekeepers coverage is the protection that defines a garage program, covering the vehicles you’re storing, servicing or test-driving.

Coverages

Protection For The Whole Shop

Garagekeepers

The core protection, covers customers’ vehicles in your care, custody or control against damage, theft and loss.

Garage Liability

Covers bodily injury and property damage arising from your operations and premises.

Property

Protects your building, lifts, tools, equipment and parts inventory.

Commercial Auto

Covers vehicles your business owns, plus liability for test drives and pickups.

Workers' Compensation

Covers medical costs and lost wages for on-the-job injuries.

Business Income

Replaces lost income if a covered loss forces you to close.

Tailored to your shop

Built Around What You Actually Do

A quick-lube, a collision shop and a full-service repair center don’t share the same risks. We tailor your program to the services you offer, the vehicles you handle, and whether you sell parts or do body work, so you carry the coverage you need and skip what you don’t.

Get quoted

What We Need To Quote Your Shop

  • Business name, location & services offered
  • Annual revenue (labor vs. parts vs. sales)
  • Owned vehicles & any dealer plates
  • Current policies & declarations
  • Building, contents & equipment values
  • Max number & value of customer vehicles on-site
  • Number of employees & payroll
  • Loss history (3–5 years)

Get Started

Let's Protect Your Shop

Send us your details and we’ll build the right garage program.

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