COBRA – Group Coverage Insurance

When an employee leaves or loses coverage, COBRA gives them the right to continue their group health plan and puts strict notice and timing rules on you. We help you administer COBRA correctly so a missed deadline doesn’t turn into a costly penalty.

What it is

Coverage That Continues

COBRA lets employees and their families keep their group health coverage for a limited time after a qualifying event, like leaving a job, a reduction in hours, or certain family changes. The former employee generally pays the full premium, but the obligation to offer it, notify them, and manage the process sits with the employer.

What we help with

COBRA Done Right

Required Notices

Send the initial and election notices to qualified beneficiaries on time.

Deadline Tracking

Track election windows and coverage periods so nothing slips through.

Premium Collection

Manage the collection and remittance of COBRA premiums.

Enrollment & Changes

Handle elections, terminations and coverage changes for beneficiaries.

Recordkeeping

Keep the documentation you’d need if a claim or audit ever comes up.

Ongoing Support

A resource for your team and your former employees alike.

Why it matters

The Risk Of Going It Alone

COBRA’s notice and timing requirements are unforgiving, and mistakes can bring IRS excise taxes, ERISA penalties and even lawsuits. Outsourcing the administration takes that risk and the paperwork off your team, so a routine departure never becomes an expensive compliance problem.

Informational only, not legal advice. COBRA rules and state “mini-COBRA” requirements vary, we’ll confirm what applies to your business.

Get Started

Let Us Handle COBRA

Tell us about your plan and we’ll take the administration off your plate.

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(516) 576-0007

Human Resources · COBRA

COBRA Administration,

Off Your Plate

What it is

Coverage That Continues

What we help with

COBRA Done Right

Required Notices

Deadline Tracking

Premium Collection

Enrollment & Changes

Recordkeeping

Ongoing Support

Why it matters

The Risk Of Going It Alone

Get Started

Let Us Handle COBRA

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